THE ROLE OF TECHNOLOGY IN ELEVATING FINANCIAL PERFORMANCE: A STUDY OF AFGHAN COMMERCIAL BANKING

AUTHORS – PROF. (DR.) MARUTHI TR, PROFESSOR OF LAW, UNIVERSITY OF MYSORE &

BASIRA SADAT, STUDENT OF ST. PHILOMENA’A COLLEGE, AUTONOMOUS, MYSORE.

Best Citation – PROF. (DR.) MARUTHI TR & BASIRA SADAT, THE ROLE OF TECHNOLOGY IN ELEVATING FINANCIAL PERFORMANCE: A STUDY OF AFGHAN COMMERCIAL BANKING, ILE JOURNAL OF GOVERNANCE AND POLICY REVIEW, 1 (1) of 2023, Pg. 95-106, APIS – 3920-0032 | ISSN – 2583 – 8032

ABSTRACT

This research embarks on a comprehensive journey to uncover how online banking fundamentally shapes the financial landscape and stability of commercial banks in Afghanistan. With a focal point on the inaugural commercial bank established in the region, the study seeks to delve into the discernible and quantifiable impacts of online banking on the intricate financial operations of these institutions. The specific aim is to meticulously measure and understand the exact influence of online banking on the financial performance of commercial banks in Afghanistan. Anticipated findings from this research endeavor hold the promise of providing crucial insights into the pivotal role that digital banking plays in sculpting the financial trajectory of the Afghan banking sector. Through a rigorous and thorough examination of the effects of online banking, this study aspires to generate invaluable knowledge beneficial not only for industry practitioners but also for policymakers operating within the financial realm. These insights possess the potential to guide strategic decisions and navigate the course of financial practices within the Afghan banking landscape, ultimately fostering a more robust and resilient financial sector.

Keywords: Commercial Banks, Financial Performance, Digital Transformation and Online Banking